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Annual Percentage Rate (APR) CalculatorAnnual Percentage Rate (APR) Calculator will help you determine the annual percentage rate (APR) of your loan. |
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| Loan Amount | $ |
| Loan Length | years |
| Interest Rate | % |
| Points | % |
| Origination Fees | $ |
| Closing Costs | $ |
For a given loan amount, interest rate, loan length, origination fees, points and closing costs, this calculator calculates the effective annual percentage rate on your loan
The results page will indicate the original interest rate, the effective (APR) rate which is adjusted for loan origination fees, points, and closings costs .
Typically if your loan-to-value (LTV) is more than 80%, the lenders will require that you obtain private mortgage insurance (PMI), however this calculator does not account for PMI. The reason is that today many lenders offer alternatives programs like 80:10:10 or 80:20 which do not require you to pay PMI.
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